Terms and Conditions

Representative APR 91%*

Amount of credit £500 borrowed for 180 days. Interest: £160.27 Interest rate: 65% per annum (fixed). Representative APR: 91% Total amount payable: £660.27

Warning: Late repayment can cause you serious money problems. For help go to moneyadviceservice.org.uk

12 Month Loans 4U welcomes you to the Terms and Conditions page. If you are browsing this website then ensure you go through these terms and conditions before making any decision. Any individual who is using this website is expected to abide by these terms, conditions, notes and disclaimers. Henceforth, prior to arriving at any decision make sure you understand these terms and conditions.

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Products and services that you will come across this website is only meant for people who are willing to adhere to these terms and conditions. We, at 12 Month Loans Longer Term, has every right to make changes to the information posted on this page without issuing any prior notice. As we can modify this page anytime, we expect you to browse this page every time you visit this site so that you know about the changes that are being made. However, if due to any reason, you do not adhere to these terms and conditions then do not make use of this site.

Our purpose is not to sell any sort of advice or instrument that is related to any of the products available here. We are just an online loan arranger who will bring you in touch with lenders spread all over United Kingdom. You should browse this page only if you are living in United Kingdom. We cannot say whether or not the information or content available on this site is suitable for people who are residing outside United Kingdom.

People who are making use of this website must be a citizen of United Kingdom and should earn regular income. You must have a bank account where we can transfer the cash approve and remember apply only if you are aged above 18 years of age.

All decisions that you will be taking are solely your choice.